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A Business is Only As Good As Its Employees
Your business needs to attract the best, so you must create a supportive environment where your employees feel both appreciated and rewarded for their hard work. One of the best ways to accomplish this is through an excellent employee benefits package.
At Morgan, Trevathan & Gunn Insurance, our passion for people gives us the knowledge and drive to help you put together the perfect package. Our company is a one-stop-shop for employee benefits plans and serves all types of businesses.
Affordable Care Act | Association Health Plans
Health Insurance Offerings
For our health insurance offerings, we utilize both Affordable Care Act plans and Association Health Plans.
Affordable Care Act legislation is incredibly broad in scope and keeping your health program affordable yet compliant can become a challenge. Fortunately, MTG is up to the task. Tell us about your company’s particular needs, and we’ll help find a solution for your employee benefits package that meets current regulations.
You can choose from a variety of health care plan designs ranging from low deductible/copay to high deductible. High deductible coverage allows your employees to place pre-tax earnings into Health Savings Accounts (HSA). However, your workers will pay medical expenses out-of-pocket until they reach their deductibles.
The cost of your health care insurance will depend upon several factors such as the size of your company, whether you are offering coverage to your entire staff or just to full-time employees, and the nature of your work. Riskier jobs require higher premiums, but our experts can work with you to craft a sufficient plan that works with your available resources.