As the air turns crisp and leaves begin to fall, it’s a sure sign that autumn is on its way. Just as we adjust our wardrobes for the coming season, it’s important to prepare our homes too. This guide will take you through a checklist to get your home ready for fall, and how MTG Insurance can support you in protecting your home against seasonal perils.
Your Fall Home Maintenance Checklist
Check the Heating System: A professional HVAC inspection can help ensure your heating system is ready for the colder months. This can prevent unexpected breakdowns and increase energy efficiency.
Clean Gutters: Clear leaves and other debris from your gutters and downspouts to prevent water damage to your home’s foundation or roof.
Inspect the Roof: Look for missing or damaged shingles that could lead to leaks during autumn rainstorms.
Seal Windows and Doors: Apply weather stripping or caulk around windows and doors to prevent drafts and keep your home warm.
Test Smoke and Carbon Monoxide Detectors: Ensure these life-saving devices are functioning properly and replace batteries as needed.
Prepare Your Yard: Trim trees and shrubs away from your home to reduce the risk of damage from falling branches. Clean and store seasonal outdoor furniture and equipment.
How MTG Insurance Shields Your Home
Even with the best preparations, sometimes unexpected events can lead to damage. That’s where MTG Insurance steps in, offering robust homeowners insurance policies that provide protection against a variety of seasonal risks.
Property Coverage: This essential coverage can help repair or replace your home and personal property if they’re damaged due to covered perils like windstorms, fire, and theft.
Liability Protection: If someone is accidentally injured on your property, MTG Insurance can help cover the resulting medical expenses or legal costs.
Additional Living Expenses: If a covered peril makes your home uninhabitable, this coverage can help with the costs of temporary housing and other necessary expenses.
Optional Coverages: Depending on your needs, you can also add optional coverages such as flood insurance, equipment breakdown coverage, or enhanced coverage for valuable items.
Preparing your home for fall isn’t just about maintenance – it’s also about ensuring you have the right protection in place if something goes wrong. With MTG Insurance, you can welcome the autumn season with peace of mind, knowing your home is prepared and protected.